Posts Tagged ‘Mortgages’

Monday Money

Monday, February 1st, 2010

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed after close of business Monday.)  For Daily Mortgage Rate Updates in your area see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.49% 1.69% 2.49%
American Express 1.50% 1.50% 2.25%
     
Discover Bank 1.35% 1.75% 2.50%
Dollar Savings 1.50%    
EverBank 1.51% 1.62% 2.20%
HSBC Direct 1.35% 1.25% 1.60%
ING Direct 1.25% 1.60% 1.50%
WT Direct 1.41%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.542% 5.134%
Chase Mortgage   3.466% 5.039%
Citibank Mortgage     5.175%
GMAC Mortgage   3.677% 4.975%
Quicken Loans   3.480% 5.037%
Wells Fargo   3.564% 5.065%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

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Monday Money

Monday, January 25th, 2010

 

This is a look at some of the best interest rates for deposits and loans from national banks and lenders. 

For Daily Mortgage Rate Updates in your area see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.49% 1.70% 2.49%
American Express 1.50% 1.50% 2.25%
     
Discover Bank 1.60% 1.75% 2.50%
Dollar Savings 1.50%    
EverBank 1.51% 1.56% 2.20%
HSBC Direct 1.35% 1.25% 1.60%
ING Direct 1.25% 1.60% 1.50%
WT Direct 1.41%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.560% 5.070%
Chase Mortgage   3.476% 5.050%
Citibank Mortgage     5.186%
GMAC Mortgage   3.677% 5.079%
Quicken Loans   3.514% 5.037%
Wells Fargo   3.564% 5.318%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

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Monday Money (Tuesday Edition)

Tuesday, January 19th, 2010

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Tuesday morning.)  For Daily Mortgage Rate Updates in your area see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.49% 1.74% 2.49%
American Express 1.50% 1.50% 2.25%
     
Discover Bank 1.60% 1.75% 2.50%
Dollar Savings 1.50%    
EverBank 1.51% 1.56% 2.20%
HSBC Direct 1.35% 1.25% 1.60%
ING Direct 1.25% 1.60% 1.50%
WT Direct 1.41%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.554% 5.039%
Chase Mortgage   3.522% 5.050%
Citibank Mortgage     5.220%
GMAC Mortgage   3.782% 4.986%
Quicken Loans   3.546% 5.048%
Wells Fargo   3.564% 5.318%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

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Monday Money

Monday, January 4th, 2010

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)  For Daily Mortgage Rate Updates in your area see: http://www.moneycafe.com/personal/featured/homerefinanceloans.htm

Bank Savings Account 1 Year CD 3 Year CD
Ally Bank 1.50% 1.84% 2.49%
American Express 1.50% 1.50% 2.25%
     
Discover Bank 1.60% 1.85% 2.60%
Dollar Savings 1.50%    
EverBank 1.51% 1.65% 2.25%
HSBC Direct 1.35% 1.25% 1.60%
ING Direct 1.30% 1.75% 1.50%
WT Direct 1.41%    
Money Aisle (get bid) (get bid) (get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

MortgageLender   5/1
 Adjustable Rate
30 Year
Fixed Rate
Bank of America   3.705% 5.272%
Chase Mortgage   3.786% 5.269%
Citibank Mortgage     5.347%
GMAC Mortgage   3.780% 5.295%
Quicken Loans   3.765% 5.220%
Wells Fargo   3.738% 5.444%
Lending Tree   (get quotes) (get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

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Monday Money (End of Year Edition)

Thursday, December 31st, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Thursday afternoon on December 31st. )

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.50%

1.84%

2.49%

American Express

1.50%

1.50%

2.25%

Capital One

1.60%

0.50%

1.90%

Discover Bank

1.60%

1.85%

2.60%

Dollar Savings

1.50%

 

 

EverBank

1.77%

1.65%

2.25%

HSBC Direct

1.35%

1.25%

1.60%

ING Direct

1.30%

1.75%

1.50%

WT Direct

1.41%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.717%

5.296%

Chase Mortgage

 

3.822%

5.292%

Citibank Mortgage

 

 

5.386%

GMAC Mortgage

 

4.033%

5.398%

Quicken Loans

 

3.800%

5.324%

Wells Fargo

 

3.738%

5.444%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

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Monday Money

Monday, December 21st, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday after close of business.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.50%

1.84%

2.50%

American Express

1.50%

1.50%

2.25%

Capital One

1.60%

0.50%

1.90%

Discover Bank

1.75%

1.85%

2.60%

Dollar Savings

1.50%

 

 

EverBank

1.77%

1.55%

2.25%

HSBC Direct

1.35%

1.25%

1.60%

ING Direct

1.30%

2.00%

1.50%

WT Direct

1.41%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.642%

5.008%

Chase Mortgage

 

3.649%

5.050%

Citibank Mortgage

 

 

5.156%

GMAC Mortgage

 

3.875%

5.319%

Quicken Loans

 

3.698%

5.059%

Wells Fargo

 

3.647%

5.318%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

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