Posts Tagged ‘CDs’

Monday Money

Tuesday, November 17th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Tuesday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.64%

1.99%

2.55%

American Express

1.70%

1.75%

2.50%

Capital One

1.70%

0.50%

2.00%

Discover Bank

1.75%

1.90%

2.60%

Dollar Savings

1.60%

 

 

EverBank

1.77%

1.70%

2.25%

HSBC Direct

1.35%

1.50%

1.60%

ING Direct

1.30%

1.75%

1.50%

WT Direct

1.51%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.602%

5.138%

Chase Mortgage

 

3.523%

5.006%

Citibank Mortgage

 

 

5.008%

GMAC Mortgage

 

3.647%

4.757%

Quicken Loans

 

3.647%

4.807%

Wells Fargo

 

3.556%

5.065%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates typically surveyed between Friday and Monday)

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Monday Money

Monday, November 9th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.55%

1.95%

2.55%

American Express

1.70%

1.75%

2.50%

Capital One

1.60%

0.50%

2.00%

Discover Bank

1.75%

1.90%

2.60%

Dollar Savings

1.60%

 

 

EverBank

1.77%

1.70%

2.25%

HSBC Direct

1.35%

1.50%

1.60%

ING Direct

1.30%

1.75%

1.50%

WT Direct

1.51%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.687%

4.980%

Chase Mortgage

 

3.595%

5.039%

Citibank Mortgage

 

 

5.041%

GMAC Mortgage

 

3.636%

4.905%

Quicken Loans

 

3.718%

4.955%

Wells Fargo

 

3.594%

5.065%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

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Monday Money

Monday, November 2nd, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.55%

1.95%

2.60%

American Express

1.70%

1.75%

2.75%

Capital One

1.60%

0.50%

2.00%

Discover Bank

1.85%

2.00%

2.75%

Dollar Savings

1.60%

 

 

EverBank

1.77%

1.75%

2.25%

HSBC Direct

1.35%

1.50%

1.60%

ING Direct

1.30%

1.75%

1.50%

WT Direct

1.51%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.788%

5.006%

Chase Mortgage

 

3.676%

5.166%

Citibank Mortgage

 

 

5.052%

GMAC Mortgage

 

3.531%

4.916%

Quicken Loans

 

3.691%

4.944%

Wells Fargo

 

3.720%

5.065%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

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Monday Money

Monday, October 26th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.70%

2.00%

2.70%

American Express

1.85%

1.75%

2.75%

Capital One

1.60%

0.50%

2.00%

Discover Bank

1.85%

2.00%

2.75%

Dollar Savings

1.60%

 

 

EverBank

1.77%

1.72%

2.25%

HSBC Direct

1.35%

1.85%

1.60%

ING Direct

1.30%

1.75%

1.50%

WT Direct

1.51%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.864%

5.287%

Chase Mortgage

 

3.802%

5.292%

Citibank Mortgage

 

 

5.271%

GMAC Mortgage

 

3.667%

5.123%

Quicken Loans

 

3.736%

5.071%

Wells Fargo

 

3.765%

5.318%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

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Monday Money

Monday, October 19th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.70%

2.00%

2.70%

American Express

1.85%

1.75%

2.75%

Capital One

1.60%

0.50%

2.00%

Discover Bank

1.85%

2.00%

2.75%

Dollar Savings

1.70%

 

 

E*Trade Bank

0.50%

0.45%

0.75%

EverBank

1.77%

1.72%

2.18%

HSBC Direct

1.35%

1.85%

1.60%

ING Direct

1.30%

2.10%

1.50%

WT Direct

1.51%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

3.789%

5.321%

Chase Mortgage

 

3.721%

5.258%

Citibank Mortgage

 

 

5.271%

GMAC Mortgage

 

3.761%

5.009%

Quicken Loans

 

3.691%

5.048%

Wells Fargo

 

3.765%

5.191%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

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Monday Money

Monday, October 12th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Ally Bank

1.80%

2.05%

2.75%

American Express

1.85%

1.75%

2.75%

Bank of Internet

1.75%

2.02%

2.25%

Capital One

1.60%

0.50%

2.00%

Discover Bank

1.85%

2.00%

2.75%

Dollar Savings

1.70%

 

 

E*Trade Bank

0.50%

0.45%

0.75%

EverBank

1.77%

1.66%

2.15%

HSBC Direct

1.35%

1.85%

1.60%

ING Direct

1.30%

2.10%

1.50%

WT Direct

1.66%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

Quote N/A

5.309%

Chase Mortgage

 

3.711%

5.269%

Citibank Mortgage

 

 

5.260%

GMAC Mortgage

 

3.751%

4.986%

Quicken Loans

 

3.691%

Quote N/A

Wells Fargo

 

3.765%

5.318%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

  • Share/Bookmark