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ID Watchdog Identity Theft Protection and Prevention is currently offering 25% off of its products.  ID Watchdog searches thousands of databases for your records.  Every month, they search again, and compare your most recent data against a “baseline identity profile” that you have approved.  If there are changes, they alert you.  They claim that if your identity is breached they will work to restore your identity at no extra charge.   If you sign up for 3 years they are offering a 50% discount.

Want to check it out, they also have a program for a free 30 day trial. 

See:
Save 25% on ID Watchdog Identity Theft Protection.

Get 30 Days of 100% Protection Free! Don’t Settle For Less.

From now until the end of March at IdentityTruth: Save 20% Off (click here).

According to the company, IdentityTruth was developed in order to provide consumers with a convenient, comprehensive tool for managing and safeguarding their identity.  They provide:

• Free Experian Credit Report
• Free Tri-Bureau Fraud Alerts
• Credit Monitoring
• Breach Alerts and Personalized Detected Events
• Discovery of Unrecognized Names, Addresses, Utilities under Your SSN#
• Removal of Pre-Approved Credit Offers
• IdentityTruth Health Score^TM
• Personalized Custom Online Dashboard

If you want to see what they are all about, they also offer the IdentityTruth 7 Day Free Trial.

See also:
http://www.moneycafe.com/personal/featured/idtheft.htm

From now until Sunday, March 7th, MyFICO.com is having a sale on Suze Orman’s FICO® Kit Platinum.  Use the promotional code SUZEFEB09 and get 20% off this product.

They also have an ongoing 30 day Free Trial offer for their FICO Score Watch.

See also:
http://www.moneycafe.com/creditreports/

Starting Friday, Experian will no longer allow consumers to view their own FICO score that is based upon Experian data.  Lenders will still be able to get access to this number.  So basically a lender has access to information about you and may make a decision based upon that information; but you do not have access to that same information.  There is a good article on this at SmartMoney.com. 

Equifax and TransUnion will continue to allow consumers access to FICO scores based upon their data.  You can still get your Experian based FICO score today if needed in our Credit Reports section.

See:
http://www.smartmoney.com/Spending/Deals/Key-Credit-Score-to-Be-Hidden-From-Consumers/
http://www.moneycafe.com/creditreports/

If you are a member of AAA, they now offer Free Credit Monitoring for members.  Just go to http://www.aaa.com/idtheft/  The service includes a free Experian credit report, free daily credit monitoring, free email alerts, and free fraud resolution support.  We looked into this free service and think it’s a great offering.  You must enroll online, but they claim to have no hidden charges or fees.  UPDATE:  The AAA Free Credit Monitoring program is available only in limited areas.  Check the page http://www.aaa.com/idtheft/ to see if your zip code is eligible.

If you are not a member of AAA, check out our Credit Monitoring and Identity Theft Protection pages for the latest offers.

If you know of other membership groups that offer Free Credit Reports or Credit Monitoring, please post the information with a comment below or contact us.

See:
http://www.aaa.com/idtheft/
http://www.moneycafe.com/creditreports/creditmonitor.htm
http://www.moneycafe.com/creditreports/idtheft.htm

The Federal Trade Commission has a great website with information to help guard against identity theft.  See http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html. 

They offer information and tips to help you minimize your risk, minimize the damage if a problem develops, and make it more difficult for identity thieves to access your personal information.