Monday Money (End of Year Edition)
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Thursday afternoon on December 31st. )
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
| Ally Bank |
1.50% |
1.84% |
2.49% |
| American Express |
1.50% |
1.50% |
2.25% |
| Capital One |
1.60% |
0.50% |
1.90% |
| Discover Bank |
1.60% |
1.85% |
2.60% |
| Dollar Savings |
1.50% |
|
|
| EverBank |
1.77% |
1.65% |
2.25% |
| HSBC Direct |
1.35% |
1.25% |
1.60% |
| ING Direct |
1.30% |
1.75% |
1.50% |
| WT Direct |
1.41% |
|
|
| Money Aisle |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
|
Mortgage Lender |
|
5/1 |
30 Year |
| Bank of America |
|
3.717% |
5.296% |
| Chase Mortgage |
|
3.822% |
5.292% |
| Citibank Mortgage |
|
|
5.386% |
| GMAC Mortgage |
|
4.033% |
5.398% |
| Quicken Loans |
|
3.800% |
5.324% |
| Wells Fargo |
|
3.738% |
5.444% |
| Lending Tree |
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates typically surveyed between Friday and Monday)
Tags: Bank Deposits, Banking, CDs, Interest Rates, Loans, Mortgages, Savings Accounts, Savings Deposits
