Archive for October, 2009

Monday Money

Monday, October 26th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD
Ally Bank

1.70%

2.00%

2.70%
American Express

1.85%

1.75%

2.75%
Capital One

1.60%

0.50%

2.00%
Discover Bank

1.85%

2.00%

2.75%
Dollar Savings

1.60%

 

 
EverBank

1.77%

1.72%

2.25%
HSBC Direct

1.35%

1.85%

1.60%
ING Direct

1.30%

1.75%

1.50%
WT Direct

1.51%

 

 
Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate
Bank of America

 

3.864%

5.287%
Chase Mortgage

 

3.802%

5.292%
Citibank Mortgage

 

 

5.271%
GMAC Mortgage

 

3.667%

5.123%
Quicken Loans

 

3.736%

5.071%
Wells Fargo

 

3.765%

5.318%
Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

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Monday Money

Monday, October 19th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD
Ally Bank

1.70%

2.00%

2.70%
American Express

1.85%

1.75%

2.75%
Capital One

1.60%

0.50%

2.00%
Discover Bank

1.85%

2.00%

2.75%
Dollar Savings

1.70%

 

 
E*Trade Bank

0.50%

0.45%

0.75%
EverBank

1.77%

1.72%

2.18%
HSBC Direct

1.35%

1.85%

1.60%
ING Direct

1.30%

2.10%

1.50%
WT Direct

1.51%

 

 
Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate
Bank of America

 

3.789%

5.321%
Chase Mortgage

 

3.721%

5.258%
Citibank Mortgage

 

 

5.271%
GMAC Mortgage

 

3.761%

5.009%
Quicken Loans

 

3.691%

5.048%
Wells Fargo

 

3.765%

5.191%
Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

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Monday Money

Monday, October 12th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD
Ally Bank

1.80%

2.05%

2.75%
American Express

1.85%

1.75%

2.75%
Bank of Internet

1.75%

2.02%

2.25%
Capital One

1.60%

0.50%

2.00%
Discover Bank

1.85%

2.00%

2.75%
Dollar Savings

1.70%

 

 
E*Trade Bank

0.50%

0.45%

0.75%
EverBank

1.77%

1.66%

2.15%
HSBC Direct

1.35%

1.85%

1.60%
ING Direct

1.30%

2.10%

1.50%
WT Direct

1.66%

 

 
Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate
Bank of America

 

Quote N/A

5.309%
Chase Mortgage

 

3.711%

5.269%
Citibank Mortgage

 

 

5.260%
GMAC Mortgage

 

3.751%

4.986%
Quicken Loans

 

3.691%

Quote N/A
Wells Fargo

 

3.765%

5.318%
Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

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Monday Money

Monday, October 5th, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD
Ally Bank

1.80%

2.05%

2.75%
American Express

1.85%

1.75%

2.75%
Bank of Internet

1.75%

2.02%

2.25%
Capital One

1.60%

0.50%

1.01%
Discover Bank

1.85%

2.00%

2.75%
Dollar Savings

1.70%

 

 
E*Trade Bank

0.50%

0.45%

0.75%
EverBank

1.77%

1.81%

2.25%
HSBC Direct

1.35%

1.85%

1.60%
ING Direct

1.30%

2.10%

1.50%
WT Direct

1.66%

 

 
Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate
Bank of America

 

3.779%

5.172%
Chase Mortgage

 

3.641%

4.913%
Citibank Mortgage

 

 

5.030%
GMAC Mortgage

 

3.761%

4.757%
Quicken Loans

 

3.656%

Quote N/A
Wells Fargo

 

3.720%

5.065%
Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property  (Rates Survey between Friday and Monday)

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Posted in Banking, Interest Rates, Loans | No Comments »

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