Freddie Mac published their Weekly Primary Mortgage Market Survey today. The survey shows mortgage rates moved down again with an average 30 year fixed rate home loan priced at 5.14%. This is lower than last weeks survey rate of 5.20%.
See:
http://www.moneycafe.com/library/mortgagerates.htm
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Friday evening.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
| Ally Bank |
1.95% |
2.10% |
2.70% |
| American Express |
2.00% |
1.75% |
2.75% |
| Capital One |
1.75% |
0.50% |
1.01% |
| Discover Bank |
2.00% |
2.10% |
3.00% |
| Dollar Savings |
2.00% |
|
|
| E*Trade Bank |
0.95% |
0.55% |
0.80% |
| EverBank |
2.15% |
2.00% |
2.35% |
| HSBC Direct |
1.55% |
2.00% |
1.60% |
| ING Direct |
1.40% |
1.50% |
1.50% |
| WT Direct |
1.76% |
|
|
| Money Aisle |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
|
Mortgage Lender |
|
5/1 |
30 Year |
| Bank of America |
|
3.999% |
5.160% |
| Chase Mortgage |
|
3.883% |
5.050% |
| Citibank Mortgage |
|
|
5.052% |
| GMAC Mortgage |
|
4.259% |
5.030% |
| Quicken Loans |
|
|
5.059% |
| Wells Fargo |
|
4.064% |
5.191% |
| Lending Tree |
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates Survey between Friday and Monday)
EverBank is offering a Money Market Account with a bonus rate of 3.01% for the first 3 months and an annual yield of 2.15% on amounts up to $50,000.
See:
Great first year APY of 2.15% with 3-month Bonus rate of 3.01%
See also:
http://www.moneycafe.com/personal/featured/moneymarket.htm
Freddie Mac published their Weekly Primary Mortgage Market Survey today. The survey shows mortgage rates moved down again with an average 30 year fixed rate home loan priced at 5.20%. This is lower than last weeks survey rate of 5.32%. In fact, rates are the best they have been since the end of May.
See:
http://www.moneycafe.com/library/mortgagerates.htm
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
|
2.00% |
2.25% |
2.85% |
|
|
1.75% |
0.50% |
1.01% |
|
|
2.00% |
2.20% |
3.10% |
|
|
2.00% |
|
|
|
|
0.95% |
0.70% |
0.85% |
|
|
1.55% |
2.00% |
1.60% |
|
|
1.40% |
1.50% |
1.50% |
|
|
1.76% |
|
|
|
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
|
Mortgage Lender |
|
5/1 |
30 Year |
|
|
4.088% |
5.424% |
|
|
|
4.009% |
5.280% |
|
|
|
|
5.282% |
|
|
|
4.489% |
5.397% |
|
|
|
|
5.209% |
|
|
|
4.110% |
5.444% |
|
|
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property (Rates Survey between Friday and Monday)
Freddie Mac published their Weekly Primary Mortgage Market Survey today with an update of mortgage loan rates.
See:
http://www.moneycafe.com/library/mortgagerates.htm
