Monday Money
Deposit rates steady this week. Home loan rates jump about 1/3 percent.
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
| Ally Bank |
1.85% |
2.05% |
2.70% |
| American Express |
2.00% |
1.75% |
2.75% |
| Capital One |
1.75% |
0.50% |
1.01% |
| Discover Bank |
2.00% |
2.10% |
2.75% |
| Dollar Savings |
1.70% |
|
|
| E*Trade Bank |
0.95% |
0.55% |
0.80% |
| EverBank |
2.15% |
2.00% |
2.35% |
| HSBC Direct |
1.55% |
2.00% |
1.60% |
| ING Direct |
1.40% |
1.50% |
1.50% |
| WT Direct |
1.76% |
|
|
| Money Aisle |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
|
Mortgage Lender |
|
5/1 |
30 Year |
| Bank of America |
|
4.008% |
5.436% |
| Chase Mortgage |
|
4.194% |
5.395% |
| Citibank Mortgage |
|
|
5.386% |
| GMAC Mortgage |
|
4.248% |
5.386% |
| Quicken Loans |
|
|
5.416% |
| Wells Fargo |
|
4.110% |
5.444% |
| Lending Tree |
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates Survey between Friday and Monday)
Tags: Bank Deposits, Banking, CDs, Interest Rates, Loans, Mortgages, Savings Accounts, Savings Deposits
Great info and great updates, helps with getting the best interest rates, cheers!
100 mortgage
Fine work ,You have provided a lot in a single page.Credit card rates are very useful.