Monday Money
Monday, July 20th, 2009Deposit rates steady this week. Home loan rates jump about 1/3 percent.
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
| Ally Bank |
1.85% |
2.05% |
2.70% |
| American Express |
2.00% |
1.75% |
2.75% |
| Capital One |
1.75% |
0.50% |
1.01% |
| Discover Bank |
2.00% |
2.10% |
2.75% |
| Dollar Savings |
1.70% |
|
|
| E*Trade Bank |
0.95% |
0.55% |
0.80% |
| EverBank |
2.15% |
2.00% |
2.35% |
| HSBC Direct |
1.55% |
2.00% |
1.60% |
| ING Direct |
1.40% |
1.50% |
1.50% |
| WT Direct |
1.76% |
|
|
| Money Aisle |
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
|
Mortgage Lender |
|
5/1 |
30 Year |
| Bank of America |
|
4.008% |
5.436% |
| Chase Mortgage |
|
4.194% |
5.395% |
| Citibank Mortgage |
|
|
5.386% |
| GMAC Mortgage |
|
4.248% |
5.386% |
| Quicken Loans |
|
|
5.416% |
| Wells Fargo |
|
4.110% |
5.444% |
| Lending Tree |
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .50 point)
California property (Rates Survey between Friday and Monday)
