MoneyCafe.com

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Friday afternoon.)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)

Freddie Mac published their Weekly Primary Mortgage Market Survey today.   The survey shows mortgage rates moved up substantially again with an average 30 year fixed rate home loan priced at 5.59%.  This is much higher than last weeks rate of 5.29%.  

See:
http://www.moneycafe.com/library/mortgagerates.htm

This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday morning.)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)

Freddie Mac published their Weekly Primary Mortgage Market Survey yesterday.   Their survey shows mortgage rates moved up substantially with an average 30 year fixed rate home loan priced at 5.29%.  This is much higher than last weeks rate of 4.91%.  This particular survey may not truly reflect the entire jump as rates have moved from the mid 4’s to the mid 5’s very quickly.

See:
http://www.moneycafe.com/library/mortgagerates.htm

IdentityTruth continues to keep its prices down and offer new promotions. See IdentityTruth: $10 Off Savings.

According to the company, IdentityTruth was developed in order to provide consumers with a convenient, comprehensive tool for managing and safeguarding their identity.  They provide:

• Free Experian Credit Report
• Free Tri-Bureau Fraud Alerts
• Credit Monitoring
• Breach Alerts and Personalized Detected Events
• Discovery of Unrecognized Names, Addresses, Utilities under Your SSN#
• Removal of Pre-Approved Credit Offers
• IdentityTruth Health Score^TM
• Personalized Custom Online Dashboard

If you want to see what they are all about, they also offer the IdentityTruth 7 Day Free Trial.

See also:
http://www.moneycafe.com/personal/featured/idtheft.htm

Get $100 when ou open a Free Checking Account and set up direct deposit at Chase.  This offer requires a coupon or promo code.  The coupons and promo codes were mass mailed so you should be able to find one.  If you have an unused code to share, place it in the comments. 

Accounts can be open with a coupon at the branches or online with a promo code at http://www.chase.com/WeAreHere/.

Here is an unused promo code if anyone wants to use it -  3454110936635264 – Expires July 24, 2009.

This follows the previous WAMU promotion we mentioned at  http://moneycafe.com/blog/2009/01/wamu-free-checking-get-100/.