Monday Money
Monday, April 6th, 2009
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Sunday night.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
|
2.01% |
1.05% |
2.00% |
|
|
1.90% |
2.35% |
2.90% |
|
|
2.05% |
|
|
|
|
1.45% |
1.00% |
1.10% |
|
|
2.25% |
2.65% |
3.20% |
|
|
1.85% |
2.30% |
2.35% |
|
|
1.50% |
1.50% |
1.50% |
|
|
1.76% |
|
|
|
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
|
Mortgage Lender |
|
5/1 |
30 Year |
|
|
4.354% |
4.908% |
|
|
|
4.491% |
5.143% |
|
|
|
|
4.904% |
|
|
|
|
5.134% |
|
|
|
|
4.944% |
|
|
|
4.625% |
4.898% |
|
|
|
4.500% |
5.086% |
|
|
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property (Rates Survey between Friday and Monday)
