Archive for April, 2009

RealtyTrac 7 Day Free Trial Offer

Thursday, April 30th, 2009

If you are looking to buy a home or get a deal on a foreclosed home, RealtyTrac is offering a 7 Day Free Trial of their services.  RealtyTrac offers:

* More than 1,000,000 current foreclosure and pre-foreclosure properties
* Daily e-mail alerts and property updates
* 24/7 Support Center and educational tools
* A wide range of property valuation, transfer and title reports

Get a 7-Day FREE trial with RealtyTrac! Find a foreclosed property now!


RealtyTrac

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No Change in Prime Rate

Wednesday, April 29th, 2009

As expected at today’s Fed meeting, the FOMC kept the same Fed Funds Target Rate in a range of 0% to .25%.  The Prime Rate remains at 3.25%

See:
http://www.moneycafe.com/library/fedfundsrate.htm
http://www.moneycafe.com/library/primerate.htm

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Fed Expected to Hold Rates Steady

Wednesday, April 29th, 2009

The Federal Reserve’s rate setting group, the Federal Open Market Committe (FOMC), finalizes its regularly scheduled meeting today.  They are expected to hold rates steady.  There is virtually no room to move rates to the downside.  On the flip side, they have no motivation at this time to raise rates since the economy continues to shrink.

See:
http://www.moneycafe.com/library/fedfundsrate.htm
http://www.moneycafe.com/library/primerate.htm

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Quicken Extends Discounts

Wednesday, April 29th, 2009

Quicken has extended their discount program until May 31st.  Their discount program can save you from $20 to $50 on popular Quicken products and includes free shipping.

Quicken Discount
Deluxe

$20.00

Premier

$30.00

Home & Business

$30.00

Rental Property Manager

$50.00


Quicken - Save Now

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20% Off CashNetUSA Fees

Tuesday, April 28th, 2009

If you are looking for a cash advance or payday loan, CashNetUSA is offering 20% off its loan fees.  To save 20% off all of your loan fees at CashNetUSA! Use coupon code CJCASH.

CashNetUSA claims to be dedicated to licensed and responsible lending practices, having funded more than 4 million loans to consumers in over 30 U.S. states.   They are one of the largest providers of short-term loans to the underbanked community.  Their cash advance services provide subprime customers with loans ranging from $100 up to $1,500 to face immediate money needs such as car repairs, monthly bills or emergency medical expenses.

See also:
http://www.moneycafe.com/personal/featured/paydayloans.htm
http://www.moneycafe.com/personal/featured/consumerloans.htm

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Monday Money

Monday, April 27th, 2009


This is a look at some of the best interest rates for deposits and loans from national banks and lenders.  (Surveyed Monday afternoon.)

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.01%

0.75%

2.00%

Discover Bank

1.75%

2.35%

3.10%

Dollar Savings

2.05%

 

 

E*Trade Bank

1.20%

1.00%

1.10%

GMAC Bank

2.25%

2.75%

3.20%

HSBC Direct

1.65%

2.30%

2.05%

ING Direct

1.50%

1.50%

1.50%

WT Direct

1.76%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.284%

4.908%

Chase Mortgage

 

4.330%

4.754%

Citibank Mortgage

 

 

4.756%

GMAC Mortgage

 

 

N/A

Quicken Loans

 

 

4.576%

Wachovia

 

4.125%

4.772%

Wells Fargo

 

4.281%

4.960%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions when available:  $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property  (Rates Survey between Friday and Monday)

 

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