Monday Money
Monday, March 2nd, 2009
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday afternoon.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
|
2.27% |
1.05% |
2.00% |
|
|
2.15% |
2.50% |
2.90% |
|
|
2.65% |
|
|
|
|
1.95% |
1.00% |
1.10% |
|
|
2.75% |
2.95% |
3.00% |
|
|
2.25% |
2.50% |
2.25% |
|
|
1.85% |
1.75% |
1.75% |
|
|
2.01% |
|
|
|
Rates are APY (Annual Percentage Yield)
Assumption: $10,000 deposit
|
Mortgage Lender |
|
5/1 |
30 Year |
|
|
4.548% |
5.527% |
|
|
|
4.563% |
5.269% |
|
|
|
|
5.271% |
|
|
|
|
5.398% |
|
|
|
4.668% |
|
|
|
|
|
5.220% |
|
|
|
5.000% |
5.249% |
|
|
|
4.627% |
5.340% |
|
|
|
Rates are APR (Annual Percentage Rate)
Assumptions when available: $320,000 conforming loan,
20% down, excellent credit, documented income,
priced with approximately 1 point loan cost (+/- .25 point)
California property (Rates Survey between Friday and Monday)
