The 1 Year Constant Maturity Treasury Rate (1 Year CMT) for the month of January was 0.44%. This brings the 12 Month Treasury Average (12 MTA) to 1.633%.
See:
http://www.moneycafe.com/library/cmt.htm
http://www.moneycafe.com/library/mta.htm
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
|
2.64% |
1.50% |
3.25% |
|
|
3.50% |
|
|
|
|
3.01% |
1.10% |
1.10% |
|
|
3.00% |
3.00% |
3.00% |
|
|
2.45% |
2.75% |
2.50% |
|
|
2.40% |
2.00% |
2.00% |
|
Rates are APY (Annual Percentage Yield)
|
Mortgage Lender |
|
5/1 |
30 Year |
|
|
4.644% |
5.424% |
|
|
|
4.850% |
5.384% |
|
|
|
4.681% |
|
|
|
|
|
5.071% |
|
|
|
4.875% |
5.116% |
|
|
|
4.912% |
5.593% |
|
|
|
|||
|
|
|
|
|
Rates are APR (Annual Percentage Rate)
Assumptions: $320,000 conforming loan, 20% down, excellent credit, documented income, priced with approximately 1 point loan cost
California property (Rates Survey between Friday and Monday)
