Archive for February, 2009

American Express Paying Customers To Go Away

Tuesday, February 24th, 2009

American Express came up with a unique way to get rid of certain customers they no longer want - pay them to go away.  According to the company, select customers can get up to $300 to close their accounts. 

We are guessing it’s for delinquent accounts.  But maybe they are preemptively going after certain credit profiles that aren’t yet delinquent.  If you have received the offer, let us know your situation by posting a comment.  Feel free to post anonymously. 

See:
http://www.usatoday.com/money/industries/banking/2009-02-23-amex-close-accounts_N.htm

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Monday Money

Monday, February 23rd, 2009

This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)

 

 

Bank

Savings Account

1 Year CD

3 Year CD

Capital One

2.50%

1.05%

2.50%

Dollar Savings

2.65%

 

 

E*Trade Bank

2.15%

1.10%

1.10%

GMAC Bank

2.75%

2.90%

3.00%

HSBC Direct

2.25%

2.50%

2.25%

ING Direct

1.85%

1.75%

1.75%

WT Direct

2.16%

 

 

Money Aisle

(get bid)

(get bid)

(get bid)

Rates are APY (Annual Percentage Yield)

Mortgage

Lender

 

5/1
 Adjustable Rate

30 Year
Fixed Rate

Bank of America

 

4.548%

5.539%

Chase Mortgage

 

4.653%

5.028%

Citibank Mortgage

 

 

5.145%

GMAC Mortgage

 

 

5.146%

ING Direct

 

4.668%

 

Quicken Loans

 

 

5.059%

Wachovia

 

5.125%

5.132%

Wells Fargo

 

4.641%

5.213%

Lending Tree

 

(get quotes)

(get quotes)

Rates are APR (Annual Percentage Rate)
Assumptions:  $320,000 conforming loan, 20% down, excellent credit, documented income, priced with approximately 1 point loan cost
California property  (Rates Survey between Friday and Monday)

 

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20% Off at IdentityTruth

Friday, February 20th, 2009

From now until the end of March at IdentityTruth: Save 20% Off (click here).

According to the company, IdentityTruth was developed in order to provide consumers with a convenient, comprehensive tool for managing and safeguarding their identity.  They provide:

• Free Experian Credit Report
• Free Tri-Bureau Fraud Alerts
• Credit Monitoring
• Breach Alerts and Personalized Detected Events
• Discovery of Unrecognized Names, Addresses, Utilities under Your SSN#
• Removal of Pre-Approved Credit Offers
• IdentityTruth Health ScoreTM
• Personalized Custom Online Dashboard

If you want to see what they are all about, they also offer the IdentityTruth 7 Day Free Trial.

IdentityTruth

See also:
http://www.moneycafe.com/personal/featured/idtheft.htm

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Get $200 Back with Chase Business Checking

Thursday, February 19th, 2009

Chase is offering $200.00 back when opening a qualifying business checking account before March 28th.  You can get the details of the offer and the necessary coupon code here.  It looks like you must be in an area with Chase branches.  Find out if there is a branch near you here.

See:
https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/smallbusiness/shared/page/200-ecoupon&ID=0000009113
https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/assets/page/Branch_Locator

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20% Off Suze Orman’s FICO Kit

Wednesday, February 18th, 2009

From now until Sunday, March 7th, MyFICO.com is having a sale on Suze Orman’s FICO® Kit Platinum.  Use the promotional code SUZEFEB09 and get 20% off this product.

They also have an ongoing 30 day Free Trial offer for their FICO Score Watch.

30-Day Free Trial

See also:
http://www.moneycafe.com/creditreports/

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Get $25 with E*Trade Savings Account

Tuesday, February 17th, 2009

Open an E*Trade Complete Savings Account by February 25th and get $25.00.  See the details here (you must follow this link)

See also:
https://us.etrade.com/e/t/jumppage/viewjumppage?PageName=CSA25&tb=9338
http://www.moneycafe.com/personal/featured/savings.htm

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