Monday Money
Monday, January 26th, 2009
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
|
2.64% |
2.00% |
3.25% |
|
|
3.50% |
|
|
|
|
3.01% |
1.45% |
1.30% |
|
|
3.00% |
3.00% |
3.00% |
|
|
2.45% |
2.75% |
2.50% |
|
|
2.40% |
2.50% |
2.50% |
|
Rates are APY (Annual Percentage Yield)
|
Mortgage Lender |
|
5/1 |
30 Year |
|
|
4.686% |
5.036% |
|
|
|
4.684% |
5.017% |
|
|
|
4.601% |
|
|
|
|
|
5.059% |
|
|
|
4.750% |
5.231% |
|
|
|
4.736% |
5.466% |
|
|
|
|||
|
|
|
|
|
Rates are APR (Annual Percentage Rate)
Assumptions: $320,000 conforming loan, 20% down, excellent credit, documented income,
California property (Rates Survey between Friday and Monday)
