Monday Money
Monday, December 22nd, 2008
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Rates surveyed Sunday.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
|
3.25% |
2.50% |
3.75% |
|
|
4.00% |
|
|
|
|
3.01% |
1.80% |
1.40% |
|
|
3.75% |
4.00% |
4.05% |
|
|
3.00% |
3.50% |
2.75% |
|
|
2.75% |
3.50% |
3.25% |
|
Rates are APY (Annual Percentage Yield)
|
Mortgage Lender |
|
5/1 |
30 Year |
|
|
4.995% |
5.404% |
|
|
|
5.082% |
4.738% |
|
|
|
4.856% |
|
|
|
|
|
5.059% |
|
|
|
4.750% |
5.116% |
|
|
|
5.256% |
5.086% |
|
|
|
|||
|
|
|
|
|
Rates are APR (Annual Percentage Rate)
Assumptions: $320,000 conforming loan, 20% down, excellent credit, documented income,
California property (Rates Survey between Friday and Monday)
