Monday Money
Monday, December 15th, 2008
This is a look at some of the best interest rates for deposits and loans from national banks and lenders. (Surveyed Monday morning.)
|
Bank |
Savings Account |
1 Year CD |
3 Year CD |
|
3.25% |
2.90% |
4.00% |
|
|
4.00% |
|
|
|
|
3.30% |
2.25% |
1.80% |
|
|
3.75% |
4.10% |
4.25% |
|
|
3.00% |
3.50% |
2.75% |
|
|
2.75% |
3.75% |
3.50% |
|
|
|
|
|
|
Rates are APY (Annual Percentage Yield)
|
Mortgage Lender |
|
5/1 |
30 Year |
|
|
5.492% |
5.163% |
|
|
|
5.380% |
4.898% |
|
|
|
5.016% |
|
|
|
|
5.427% |
5.059% |
|
|
|
5.125% |
5.116% |
|
|
|
5.169% |
5.213% |
|
|
|
|||
|
|
|
|
|
Rates are APR (Annual Percentage Rate)
Assumptions: $320,000 conforming loan, 20% down, excellent credit, documented income,
California property (Rates Survey between Friday and Monday)
